Choose self-builder or work with a contractor?
- coraliefortin076
- Jul 1
- 5 min read
Updated: Jul 21

When planning the construction or renovation of your house, cottage, or even a garage, a fundamental question arises: is it better to undertake the project yourself or entrust the work to a general contractor? This decision will have a direct impact not only on the total cost of your project, but also on its duration, quality, and your level of personal involvement.
At Plan Maison Québec, our mission is to support future homeowners in the design of custom plans while helping them better understand the different stages of their construction project. This article guides you through the advantages and challenges of each option to help you choose the one that best suits your goals, skills, and budget.
Self-construction: freedom, savings and challenges to overcome
Self-construction, increasingly popular in Quebec, appeals to homeowners looking for flexibility and savings. This method involves managing every stage of the project yourself, whether by carrying out the work manually or by coordinating the necessary subcontractors.
1 ) A project 100% in your image
Opting for self-build means, above all, choosing to personalize every aspect of your project. You have the freedom to decide on the materials, architectural style, finishes, and even the interior layout. Thanks to the personalized plans created by Plan Maison Québec, self-builders can begin their project with a solid professional foundation, reducing the risk of errors from the start.
By having direct control over important decisions, you're also more agile in the face of unforeseen circumstances. You can adjust certain choices along the way to stay within your budget or optimize the functionality of spaces.
2 ) Significant financial savings
One of the main advantages of self-building is financial. By acting as your own contractor, you eliminate the management fees associated with hiring a professional, which can represent savings of up to 30% of the total project cost. This margin can then be used to invest in higher-quality materials or to enhance other elements of the project, such as a deck, a high-end kitchen, or a home automation system.
It's important to note, however, that the savings will depend on your ability to plan carefully, negotiate with suppliers, and avoid costly mistakes.

3 ) An enriching, but demanding experience
For many, embarking on a self-build project is a personal and human adventure. It's a unique opportunity to learn hands-on, acquire concrete skills, and experience profound satisfaction watching your home take shape.
But be careful: self-build requires a considerable time commitment, especially if you have little construction experience.
You must be able to effectively manage subcontractor schedules, material delivery times, municipal permits, and, above all, comply with the standards of the Quebec Construction Code. Poor coordination or errors in judgment can lead to costly delays or even compliance issues.
4 ) No legal guarantee
Unlike construction carried out by a certified contractor, a self-built home is not automatically covered by the Residential Construction Guarantee (RCG). This lack of guarantee can be problematic if you decide to sell your home within a few years of construction, as some buyers and financial institutions require this protection. Furthermore, if major defects appear after construction, you will have to correct them at your own expense.

Working with a general contractor: expertise, safety and time savings
Hiring a general contractor means entrusting your project to a construction professional who oversees and coordinates the entire project. It's a reassuring approach that's ideal for those looking for hassle-free results.
1 ) Professional project management
The general contractor plays a central role in the smooth running of a construction site. They coordinate the various trades, handle logistics, obtain the necessary permits, and ensure the quality of the work. Thanks to their experience, they are able to anticipate potential problems and quickly resolve them.
Entrusting your project to a contractor also means benefiting from their established network of reliable subcontractors and recognized suppliers, which helps ensure smoother execution of the work.

2 ) Compliance with standards and legal certainty
Another major advantage is the peace of mind that comes with legal compliance. A certified contractor is committed to complying with the rules of the Quebec Construction Code as well as current municipal standards. This reduces the risk of violations, fines, or having to redo work.
Furthermore, a contractor licensed by the Régie du bâtiment du Québec (RBQ) can offer you the Residential Construction Guarantee, essential protection against construction defects or hidden defects. This guarantee also adds value if you plan to sell the property later.
3 ) Professional results with better time control
One of the biggest advantages of using a general contractor is the time it takes to complete your project. Construction is generally faster and more organized, which is ideal if you have a full-time job, family, or other commitments.

A good contractor also knows how to optimize available resources to meet deadlines. Even if the initial cost is higher, professional execution can save you from unexpected costs in the long run.
4 ) A higher cost, but often justified
While hiring a contractor represents a significant cost in the overall project budget, these additional costs include not only site management, but also liability insurance, warranties, and quality assurance. It's an investment that can pay off in the long run, particularly by reducing the risk of errors, poor workmanship, and costly delays.
Comparison of the two options
Criteria | Self-construction | General contractor |
Initial cost | Lower | Higher |
Project control | Total | Partial |
Construction site management | At the owner's expense | At the contractor's expense |
Compliance with standards | Risk of non-compliance | Compliance with standards guaranteed |
Guarantees | Absent | GCR warranty available |
Access to quality materials | Limit | Privileged access |
Time required | Important | Moderate |
Which option should you choose for your project?
There's no one-size-fits-all answer to this question: the right choice depends on your situation. If you have extensive knowledge of the construction industry, a network of reliable contacts, the time to dedicate to the project, and a strong desire to be involved, self-build could be a very satisfying and cost-effective option.
On the other hand, if your goal is to achieve a professional, stress-free result within a reasonable timeframe and with solid guarantees, entrusting the project to a general contractor is undoubtedly the best decision. This is particularly relevant for more complex or large-scale projects, where mistakes can have significant consequences.
Regardless of the option chosen, Plan Maison Québec can assist you at the very first stage, the one that determines the success of your project: designing the plans. Whether you opt for self-build or work with a contractor, it's essential to start with precise, functional plans that are customized to your needs.
Conclusion: self-builder or contractor
Your construction or renovation project deserves a solid foundation. At Plan Maison Québec, we offer much more than standard plans: we create fully customized designs tailored to your lot, budget, and lifestyle. Thanks to our expertise, you'll leave with a clear vision and professional documents, whether you're an ambitious self-builder or a client looking to outsource the work to a general contractor.
Don't let uncertainty hold back your dream.



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